Attention homeowners in Alexandria and Alexandria City County: Need an appraisal?
Check out the top seven reasons why Virginia homeowners hire MANDERFIELD APPRAISAL GROUP:
We at MANDERFIELD APPRAISAL GROUP understand the special needs of a customer in need of appraisal services. While our usual clients understand the appraisal process and standard reporting formats, you as a consumer will get extra customer service in the form of an explanation of the process and even special consumer-friendly reporting forms if the assignment allows for them.
For-Sale-by-Owner (FSBO) / Pre-Listing ServicesSince you have an emotional attachment to your house, it's often very hard to be objective about it. Our professional appraisers at MANDERFIELD APPRAISAL GROUP are objective. We won't just tell you what you want to hear, we will tell you what you need to know. In addition to helping you set a realistic selling price so your house will attract buyers, a professional appraisal is a very important negotiating tool once you have a likely buyer. It's something tangible to show the buyer. The appraisal is an independent third party's opinion of your home's market value, not just you saying how much you think your home is worth. Interested buyers know that you have an emotional attachment to your home and will be far more likely to give credibility to a seasoned appraiser's value opinion than yours.
Challenging property tax assessmentsIf you live in a region that is going down or is not appreciating as much as other homes nearby, your local tax assessor may have your home overvalued. This means you are paying higher taxes than you should be paying. The sooner you take care of things like this, the better, since your property assessment may likely go up again in the next period. When contesting your property tax assessment, getting an expert appraisal from MANDERFIELD APPRAISAL GROUP is your best weapon.
Appraisals to remove PMIA popular way to save money for homeowners is to get the PMI eliminated from their mortgage loan, thus saving them money on their monthly payments. PMI stands for "Private Mortgage Insurance". Your monthly payments will go down once your mortgage loan amount is below 80% of the value of your property. In most cases you can apply to the lender to have the PMI removed from your loan. At MANDERFIELD APPRAISAL GROUP, we're veterans in helping folks just like you delete unwanted PMI insurance.
HELOC recently frozen?If your home is in a declining area, your lender may just choose to automatically freeze your home equity line of credit (HELOC) - even if your specific property has not declined in value. Not only can this be inconvenient from a cash flow viewpoint, but it can be negative on your credit score since it may appear as though that credit line is maxed out. MANDERFIELD APPRAISAL GROUP can provide you with a professional appraisal to help you reinstate your home equity line of credit.
Do You Need Field and Desktop Appraisal Review Services?Do you need an expert to double-check your appraisal for accuracy, or do you need a second opinion without the added expense and delay of waiting for a whole new appraisal? We can go out and check the subject and comps in question in a field review. If you need it ASAP, we'll provide desk review and verify as many facts as we can, using online data sources as well as our own files.
Do you need a retrospective review of an appraisal report? MANDERFIELD APPRAISAL GROUP can help you with that. While typically requested by banks, you may need to employ this service if you suspect mortgage fraud related to your home.